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Abstract

- Imagine, just for a minute...

"It's 90 days from now, and your FICO Score has increased by 130
points... you've dramatically improved your credit rating... and
best of all you can qualify for any loan you apply for!"*

Sound crazy, or impossible?

Then keep reading to learn how real people are already getting
these results using my powerful new credit repair system..."*

Get the FREE Trial Version Of 'The Attorney's Guide To Credit Repair'
and Free credit repair tips delivered to your email address! Just enter
your name and email address in the form below.

Your First Name: ___________________________
Your E-mail Address:

___________________________ -submit

Dear Friend,

Are you frustrated by bad credit? Are you furious when you apply for a
loan or a credit card, only to receive a rejection letter in the mail?

What if I could show you a step-by-step formula (it only takes 3
steps), that you could use to restore your credit rating. A formula so
powerful, it can add 257 points or more to your FICO Score.

Would this be something you'd be interested?

If your answer is yes, then I urge you to keep reading, because inside
this article you'll discover how to transform your credit report into a
valuable asset... one you can use to get anything money can buy!

Here Are 4 Good Reasons Why I Can Help

You Repair Your Credit Report

My expertise is in credit repair. I've got over 20 years of
proven results, helping people restore their credit. And because of my
experience, I know exactly what works to get rid of bad credit.
The top priority for all my clients are fast results. I know
this is what you want too. Use my formula and you'll see a dramatic
improvement in your credit report in 60 to 90 days ...guaranteed!
Over the years several thousand people have paid top dollar
for my credit repair services. Listen, people don't pay money for
something that doesn't work.

Think about it. You better produce honest, viable, hard-hitting
results, or you're going to have a ton of people wanting their money
back incredibly fast.
Although my credit repair system is a breeze to use, if you
ever have questions, you have lifetime support with my staff and I.
We'll always answer any questions you have. Just email me anytime you
need assistance.

How To Repair Your Credit Report

As Fast As Humanly Possible

Okay, let's get down to business. You're serious about restoring your
credit or you wouldn't have read this far. So, here's how to do it.

The Fair Credit Reporting Act, a federal law, requires that all the
information in your credit report must be 100% accurate or it must be
deleted.

With that in mind, below is my 3 step credit repair formula. It's all
you need to quickly add points to your FICO Score:

First, you obtain a copy of your credit report.
Next, you identify the negative information on your report.
Finally, you write to the credit bureaus (Trans Union,
Equifax, & Experian) and dispute the accuracy of the negative
information on your credit report.

Make The Bureaus Prove It Or Remove It!

After you've completed these 3 steps, the credit bureaus have 30 days
to prove the negative information on your credit report is accurate.

If they can't, they're required by law, to delete the information. And
once it's gone, your FICO Score increases dramatically!

This is your basic credit repair blueprint. If you've got each of the 3
steps covered, you can repair your credit report with mathematical
certainty.

But here's the kicker... You must know how to get these steps to work
for your particular credit situation. Make no mistake. Unless you know
how to 'work the system', you will have to live with credit problems
for 7 to 10 years.

But here's the good news. You CAN repair your credit and my
step-by-step formula will work fast, no matter what your credit looks
like
.

One of the folks who used my formula said, "After years of wrestling
with bad credit, I'm now living in the house of my dreams!" Here's what
he used:

The Attorney's Guide To Credit Repair

Use this highly effective yet simple formula to repair your credit.

"An absolute must have for anyone with bad credit ."
Eric. Petersen, loan officer, Trimax Mortgage

"I did everything you said to do in the book and I raised my FICO Score
213 points!"

E. Barrington, Indiana

I removed more negative credit from my credit report in three months,
than the credit repair agency I'd hired did in seven months. My real
estate agent told me I'd have no problem qualifying for a mortgage
now."

Clarence West, New York

Confidential Credit Repair Strategies

You Won't Find Anywhere Else

My new e-book, The Attorney's Guide To Credit Repair, contains
confidential credit repair information that are NOT available to the
general public.

Written in plain English, the guide works like magic to erase bad
credit and increase your FICO Score. It's guaranteed to deliver
outstanding results.

Seriously... when you want the genuine, "no B.S." methods for repairing
bad credit, created by an attorney who specializes in credit repair,
you've come to the right place. This system is based on all my years of
proven results.

Here's What's Included!
The most effective way to permanently remove both Chapter 7
and 13 bankruptcy from your credit report!
A sure-fire strategy to quickly delete 30, 60, and 90 day late
payments from your credit report.
The fastest and most effective way to erase charge-offs from
your credit report... and how to add tons of points to your FICO Score
in the process.
A special 'insider secret' almost nobody (except a few 'elite
credit repair experts') know about... which makes even the most
hard-nose creditors suddenly eager to remove negative information on
your credit report. (Note: Once they do you can say goodbye to your
credit problems forever!)
A simple yet powerful strategy to get rid of judgments and
liens. (Note: This strategy works in record time and has NOTHING to do
with sending dispute letters to the credit bureaus.
How to get your creditors to settle your debts for 5 to 10
cents on the dollar... and report the debts in 'Paid As Agreed Never
Late' to the credit bureaus. You (save thousands of dollars) in the
process, and your FICO Score increases automatically!
The undisputed best way to clean-up defaulted student loans...
this approach removes negative information on your credit report... and
adds tons of points to your FICO Score.
How to get the Federal Trade Commission to accelerate your
results -- Credit bureaus not taking your disputes seriously? No
problem! Use the FTC to make the bureaus work faster. I'll show you
exactly how. You'll see super fast results when you use this technique.
An almost unheard of strategy to quickly delete repos. This
techniques works so fast you'll be able to buy a brand new car in 60
days.... at an excellent interest rate.
How to stop collection agency harassment... Are collection
agencies calling you everyday? Do you screen your calls before you pick
up the phone? Are you tired of the aggravation? No problem! Here's a
100% legal tactic that will put an end to their nuisance calls in 24
hours.
A proven way to get rid of foreclosures that almost nobody
(except savvy real estate investors) know about... which works fast...
It doesn't matter when you went you went into foreclosure or what bank
you're dealing with.
How to use small claims court to remove bad credit -- Have the
credit bureaus stopped responding to your disputes? Discover how to use
small claims court to get them back into compliance with the law.
A simple 2 step process which easily deletes even the most
recent inquiries and adds critical points back to your credit score.
How to add good accounts that may be missing from your credit
report -- This happens all to often... You've got accounts that you've
paid on time for years but they're not being reported in your credit
history! Find out how to add these accounts back to your credit report
and instantly add points to your FICO Score.
How to easily erase file variations and other errors on your
credit report -- File variations could be anything from a misspelling
of your name to multiple social security numbers on your credit report.
Combined with negative credit, file variations are a red flag with most
lenders. Don't take chances... find out how to remove them now.
Learn the one thing you should never do if you get turned down
for a loan or credit card. Do this and watch your credit score take a
'nose dive'.
Discover the two things you should do immediately if you are
turned down for a loan or credit card. Do these two things and you'll
increase your credit approval rate by up to 77%.
Find out how using specific type of checking account can
easily add points to you FICO Score. If your current bank doesn't offer
this service, find another one that does.

But wait... that's not all!

You'll Also Discover...

How to add 20 perfect accounts to your credit report in 45
days or less... and add up to 190 points or more to your FICO Score.
The fastest way humanly possible to remove your spouse or
ex-spouses negative credit information from your credit history!
A specific strategy you can use to double your credit card
limits within 24 hours... or less. It only takes a couple of phone
calls.
How to lower the APR on your credit cards to zero... with one
simple letter... and (save thousands of dollars) in the process.
The (hidden legal dangers) of starting a so-called "alternate
credit file" and a new option that's far superior... and 100% legal.
A special repayment plan for homeowners that can save you
$125,000 or more on your mortgage... without refinancing.
An exclusive program where you can download a 100% FREE copy
of your credit report.
Why disputing more than 5 negative accounts at once could ruin
your chances of cleaning up your credit... and the magic number you
should dispute for spectacular results.
The one (when all else fails) tactic for removing stubborn bad
credit. This unorthodox approach will make even your most persistent
credit problems disappear... almost overnight.
A powerful software program you can use to create a budget
that will pay your bills off in the shortest amount of time... with a
30 day free trial included.
Discover the most overlooked problem on your credit report and
one that scares the heck out of lenders -- and how to easily fix it.
It's simple to do once you know how.
Learn the 7 things banks "hate" to see on a loan application.
If you need a loan make sure you do NOT include any of these items in
your loan application.

Does The System Work?

Hey listen, I could glorify The Attorney's Guide To Credit Repair all
day long. But don't take my word for it. Instead, take a look at the
credit reports below and see for yourself.

Each one was repaired using the guide. Keep in mind that every time you
see the word 'deleted', valuable points were added to the individuals
FICO Score.

I give you my word of honor. These are real-life credit reports that
were restored, using The Attorney's Guide To Credit Repair. Obviously,
I had to remove the identity of the individuals to protect their
privacy, but everything is legitimate. And the following testimonials
are the best proof of all!
What People Are Saying

"Everything is fill-in-the-blanks

"Repairing your credit can be a frustrating task. But with
The Attorney's Guide To Credit Repair repairing your credit is a
breeze.

Everything is fill-in-the-blanks and it works! As a matter of fact, my
credit repair analysts use David's system.

Get the e-book, use it and shortly you'll be amazed at what you credit
report will look like."

Beverly Whitaker, CEO, Fidelity Credit Repair

"The results are incredible..."
"I can't find enough words to describe just how incredible The
Attorney's Guide To Credit Repair is! Without question, it is by far
the best resource anybody could ever hope to have, to learn how to
clean up bad credit. I'm no stranger to credit issues, because I'm a
mortgage broker/real estate agent.

Just this year alone your book has allowed my office to put an
additional 96 people in new homes... people who otherwise would not
have qualified due to credit problems.

Terry Crawford -- First Funding Group Of America

"We got the house!!"

"My husband and I will be moving into our new home at the end of the
month.

With the way our credit used to look, I never thought we'd see this day
coming... but your book changed all that."

Charlotte and Edgar S. NC

-

"It only took 1 letter and the bad credit disappeared"

"Three letters that took me all of 10 minutes to complete and the bad
credit started to disappear!"

Anyone who says credit repair doesn't work obviously hasn't used The
Attorney's Guide To Credit Repair. Get this guide today
Tim D. Indiana

"My FICO Score increased over 100 points!"

When I got your book last year, my FICO Score was at 557.

But today it's at 710, which according to my bank, is good enough
enough to buy a house at a great interest rate.

Karen M. Pennsylvania

"I'm no longer renting an apartment!"

"Because of credit problems, I paid a fortune in rent over the
years, but now I own my own condo.

Your information did everything you said it would. I'm no longer
renting an apartment."

Richardean L. Ohio

-

"I got a new car at a great interest rate."

"Because of my credit history I kept getting turned down for
car loans or I would have to pay really high interest.

But now after using your credit repair book I finally got a new car
with a decent interest rate too."

Donnell M. San Diego, CA

"Removed 5 'negatives' the first time I used it."

"I would just like to say that I think your guide is very good and easy
to follow.

I have bought and read many books that claim to have the answers about
credit repair, but none of them worked as well as yours.

"I removed 3 accounts from my credit report in my first round of
disputes and more are still coming off each month."

Larry M. California

"What you're really getting is a second chance on life."

My credit took a turn for the worse after my divorce. For a
while it was hard to make ends meet. Later after I got back on my feet
I was stuck with bad credit.

I didn't want to wait 7 years, like the banks were telling me, for my
credit to clear itself. I needed a solution and I found it in your
book.

Not only did it help me restore my credit but in doing so it gave me a
second chance on life. Thank you for publishing this fine information.

Neil J. California

-

"Compared to $339.00 for a credit repair to do the same thing..."

I paid a credit repair company a total of $339.00 in monthly
fees to fix my credit. But after a while I realized they were just
stringing me along for the $39.00 payments.

When I saw The Attorney's Guide To Credit Repair I cancelled their
service and bought the book. I knew with the low price and the
guarantee there was no way I could lose.

I was surprised at how easy it was to get started and the results were
very good. That first month 3 negative accounts came off my Trans Union
report and every month since then I've removed at least 2 negatives
from each bureau.

Close your eyes, bite the bullet and buy the product--You'll be
ecstatic when you see the results!

Alfred H. MO

"Next week our loan closes"
Using the Attorney's Guide To Credit Repair, I was able to
remove 5 of the most difficult accounts on my Trans Union credit
report. That was 6 months ago.

Next week our loan closes and my family and I will be moving into our
new home!

Thank you for making this information available to the public.

Omar H. California

"If You're Serious About Repairing Your Credit Report..."
"If you have bad credit this will be the most important
website you'll visit this year. The Attorney's Guide To Credit Repair
is a must have for anyone serious about restoring their credit history.

It's the sole reason we're living in our beautiful home today."

Vince & Lisa J. Georgetown, KY

-

"Removed our bankruptcies!"
This information is powerful. My wife and I both filed
bankruptcy 18 months ago.

We thought we would be dealing with it for the next 10 years, but using
the information in your book, we both removed the bankruptcy from our
credit reports.

Joe & Kathleen E. Texas

"It does the trick on bad credit"

Dear David,

I have searched the net from top to bottom and this is by far
the best credit repair information out there. And at a price that I
can can afford. I am extremely satisfied!!!

Your information has shown me how to fix my credit myself and the
process is easy to follow and very rewarding.

Monica S. California

"I have a home and new credit cards!"

Thanks to your book, I have a new house, a gas credit card,
and another major credit card.

Good credit really does make a difference.

Karen R. Pennsylvania

-

"We were approved for a home loan!"
My wife and I prayed that your guide would help our credit
reports and although it took some time it really did work.

We were approved for for a home loan last week. Thanks David!

Steve & Shirley H. Texas

"We're now in our new home!"
We were so tired of apartment life.

All the money down the drain and hearing our noisy neighbors on the
other side of the wall.

Thanks to your guide we now have good credit and a new home.

Anne & Greg C. California

"You couldn't pay me to give it back!"

I've just finished reading the book and I'm stunned at how
simple credit repair is.

To think, I nearly paid a credit repair guy here in town $300 to fix my
credit.

I've read quite a few books on credit restoration but this is the most
complete system I've ever seen. It's worth 10 times the price you're
charging.

D. Myers, Wisconsin

-

After reading the testimonials above, you can easily see why so many
people are using The Attorney's Guide To Credit Repair. Quite frankly
no other credit repair information on the web is more effective. So the
the BIG question is...

How Much Is Good Credit Worth To YOU?

Let me ask this. How much are you willing to invest to finally have the
life that you want?

Imagine what your life would be like today, if you had good credit?
What if you could apply for a loan or credit card, knowing there's NO
WAY you'd be turned down?

How much is owning a home or new car worth to you? Did you know that if
If you have good credit and a job banks will practically give you a
house in today's market? It's true!

Also, did you know that virtually ALL employers check your credit
history before offering you a job?

And Finally, what is the value of saving thousands of dollars by paying
less interest? You've got to agree that when you have good credit the
benefit's really start stacking up.

What's The Price Of The Guide?

These days the average cost to hire a credit repair company is
$700 or more!? And frankly if they do a decent job it's worth
every penny!

But the good news is you don't have to pay anyone to repair your
credit. The regular price for The Attorney's Guide To Credit
Repair is $67.00.

But through this special Internet offer you can own the guide
for a small one-time investment of just $37.00... You know,
that's less than the cost of a nice dinner for two.

Now, compare that to paying a credit repair company $700 or more
to restore your credit. Obviously you see the benefits of
getting my book and doing it yourself.

You Receive My 100% Risk Free
60 Day Money Back Guarantee

I'm so confident that you'll be thrilled with The
Attorney's Guide To Credit Repair, that I'm willing to make this
strong guarantee. Go ahead and download the program right now!

Take it for a trial spin. Use it for a full 60 days. You have 2
months to put everything to the test

Then, if for any reason you simply aren't satisfied let me know
and I'll refund your entire payment. Right up to the final day
of this 60 day guarantee!

Finally, because you put your trust in me, I want you to keep
the six bonuses free of charge even if you request a refund.

No Experience Necessary... With My
Guide A 12 Year Old Could Do This!

This is easy! You'll learn a simple process of mailing my unique
dispute letters to the credit bureaus. These hard-hitting letters will
do all the work for you!

They're prepared with everything that needs to be said. Just fill in
the blanks, mail the the letters, and sit back and wait for the
incredible results that I promise you will follow.

You'll be amazed when you see your new credit report. Honestly, If you
can write at 6th grade level you can repair your credit! I've made it
that easy for you!

Limited Time Offer - Take Advantage Of These
Valuable Bonuses While They Last!

Here's even better news: Reserve your copy of The Attorney's Guide To
Credit Repair no later than midnight, December 25, 2011 and you'll
receive the following six free bonuses:

Bonus #1. Dealer Secrets: This 100 plus page e-book is jam
packed with ideas, secrets, and strategies to help you get the best
deal on your next car. Whether you are buying or leasing, this
informative guide will save you thousands of dollars in hidden fees and
interest. Find out how to beat the car dealer at his own game! ($37.00
value)
Bonus #2. Credit Solutions: This in-depth report reveals where
to find the best credit cards, special business loans and other
financial opportunities. I personally research banks and financial
institutions to bring you the best deals in credit cards and loans.
($37.00 value)
Bonus #3. Dealer Secrets: This 100 plus page e-book is jam
packed with ideas, secrets, and strategies to help you get the best
deal on your next car. Whether you are buying or leasing, this
informative guide will save you thousands of dollars in hidden fees and
interest. Find out how to beat the car dealer at his own game! ($37.00
value)
Bonus #4. How To Get Out Of Chexsystems: Are you stuck in the
nightmare of no bank account because ChexSystems is barring you. Learn
how to contact, write to and remove negative items ChexSystems is
reporting about you. ($27.00 value)
Bonus #5. How to choose the right bank. The right banking
relationship is critical to your current and future financial success.
This fact-filled report details what you should look for, before you
give any bank your business. ($17.00 value)
Bonus #6. How To Buy A House With No Money Down: This
eye-opening report will help you buy your first home or investment
property with little or no money down. Discover the fast track secrets
to home ownership. ($37.00 value)

Earlier I Asked You A Question

At the beginning of this letter I said "What if I could show you a
step-by-step formula would add 257 points or more, to your FICO
(Credit) Score? Would this be something you'd be interested in?"

Since you're still reading, I'm going to assume you answered yes! Well
now that I've shown you how "The Attorney's Guide To Credit Repair" can
deliver on that promise -- don't you think it's time for you to act!

So What Are You Waiting For? Use My System
and Put and End To Your Credit Problems!

As you sit there reading this, I bet you're probably thinking of
everything you will gain as a result of having good credit.

During the next few moments, let yourself think about this -- Would you
rather enjoy the rewards of good credit and all that it has to offer?
Or would you rather continue to live with the hassles of bad credit?

Ok Now... Let's Fast Forward
3 Months Into The Future!

Imagine, for a moment, that it's 3 months from today and you haven't
repaired your credit. Remember if you continue to procrastinate your
credit will look the same 3 months from now as it does today.
And 3 months will pass by in a flash. I think your choice is obvious.
Act on my advice today. Taking advantage of this risk free trial of The
Attorney's Guide To Credit Repair will cause you to understand that
cleaning up your credit is the only way to go!

Sincerely,

David Shapiro Esq.

NO RISK TRIAL ORDER FORM

[_] Yes! I want to download The Attorney's Guide To Credit Repair so I
can repair my credit fast and easily.

I understand that the information in your guide guaranteed to repair my
credit report and increase my FICO Score, or I may request and receive
a prompt and courteous refund.

Also, because I am ordering on or before September 11, 2011, I want the
6 FREE Bonus Reports. I know these are mine to keep even if I decide to
ask for a refund.

-

P.S. If you want to buy a house, a new car, or you need a new job and
bad credit is holding you back, getting a copy of The Attorney's Guide
To Credit Repair could be the most profitable decision you make all
year.
P.P.S. Remember, I guarantee that if you use The Attorney's Guide To
Credit Repair, you'll have good credit; otherwise, you can return it
within the next 90 days for a prompt 100% refund... PLUS... you still
get to keep the 6 bonuses.
P.P.P.S. You will receive immediate online access to download The
Attorney's Guide To Credit Repair and your 6 free bonuses immediately
after you place your order.

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